CM Punjab has introduced a new loan scheme offering 15 Lakh for financing various sectors such as agriculture, housing, business, livestock, and more. Each citizen can apply for the CM Punjab Maryam Nawaz Sharif Loan Scheme 2026 and receive an interest-free loan of 15 Lakh with easy installments. The loan amount is disbursed after successful selection and approval through various government welfare schemes such as Apna Ghar Apni Chat, Kisan Card, Livestock Card, and Assan Karobar. The eligibility criteria for the CM Maryam Nawaz Loan Scheme 2026 vary depending on the purpose of the loan. Here, we highlight how one can register for the Maryam Nawaz 15 Lakh Loan Scheme 2026 and complete the online application process.
Maryam Nawaz Loan Scheme 2026 15 Lack Complete Guide to Online Apply
Day to Day, CM Punjab Maryam Nawaz is starting multiple welfare schemes that are very helpful for the citizens of Punjab. Mainly the motive of Maryam Nawaz Sharif is to boost up and feed deserving people. You can check a long list of CM Punjab Maryam Nawaz Sharif Loan and welfare schemes including Primary & Secondary health care department.
15 Lack Loan Scheme Maryam Nawaz Sharif
The 15 Lakh Loan Scheme introduced by CM Punjab Maryam Nawaz Sharif provides interest-free financial assistance to eligible citizens. The scheme supports sectors like agriculture, housing, business, and livestock, offering easy installments and transparent online registration for deserving applicants across Punjab.
مریم نواز لون اسکیم 2026، جسے اپنی چھت اپنا گھر پروگرام بھی کہا جاتا ہے، پنجاب حکومت کا ایک اہم فلاحی منصوبہ ہے جس کا مقصد کم آمدنی والے اور بے گھر خاندانوں کو اپنا ذاتی گھر بنانے میں مدد فراہم کرنا ہے۔ اس اسکیم کے تحت اہل افراد کو 15 لاکھ روپے تک بلا سود قرض دیا جائے گا، جس کی واپسی کی مدت 7 سال رکھی گئی ہے جبکہ پہلے تین ماہ کی اقساط معاف ہوں گی۔ یہ قرض شہری علاقوں میں 5 مرلہ اور دیہی علاقوں میں 10 مرلہ زمین رکھنے والے افراد کے لیے ہے۔ درخواست دہندہ کی عمر 18 سے 60 سال کے درمیان ہونی چاہیے، غربت اسکور 40 فیصد سے کم ہو، کسی قسم کا بینک لون یا ایف آئی آر اس کے نام پر درج نہ ہو۔ سرکاری ملازم، کاروباری افراد اور خود روزگار لوگ بھی اس اسکیم کے لیے درخواست دے سکتے ہیں۔
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What is Maryam Nawaz Sharif 15 Lack Loan Scheme 2026?
Basically, 15 Lack Scheme is Apna Ghar Apni Chat Scheme 2026 of CM Punjab Maryam Nawaz Sharif. The purpose of Apna Ghar Apni Chat scheme is to provide house everyone who houseless. Govt of Punjab wit the cooperation of Bank of the Punjab are helping 15 Lack Rupees/1.5 Million to build new house.
Eligibility Criteria for 15 Lack Maryam Nawaz Sharif Scheme 2026
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Open to low-income families and permanent residents of Punjab.
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Both males and females can apply.
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Age limit: 18 to 57 years (may vary by specific scheme).
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CNIC: Must have a valid Pakistani CNIC.
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Contact: Must have a valid mobile number registered with CNIC.
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Application limit: Only one application per person or family.
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Financial/Legal Criteria: Applicant must not be a bank defaulter or involved in illegal activities.
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Scheme-specific requirements:
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Housing loans: Must meet property or land eligibility criteria.
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Business loans: Must have a business or a feasible business plan.
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Priority: Given to low-income families, youth, and small business owners.
How to Apply for CM Punjab Maryam Nawaz Sharif 15 Lack Scheme 2026?
- Visit the official Punjab Government loan scheme portal.
- Create an account using your CNIC and mobile number.
- Log in and fill out the online application form.
- Enter personal, income, and loan purpose details correctly.
- Upload required documents (CNIC, photo, business plan, etc.).
- Review your form and submit the application.
- Receive an application ID for tracking.
- Wait for verification and approval.
- Upon approval, the loan amount will be transferred to your account.
Step by Step 15 Lack Scheme 2026 Maryam Nawaz Registration Procedure
The 15 Lakh Loan Scheme 2026 launched under Maryam Nawaz Sharif and the Government of Punjab allows eligible citizens to register online easily. Follow these steps:
Registration Steps
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Visit the Official Website
Go to the official Punjab Government loan scheme portal. -
Create a New Account
Click on the Register button and enter your CNIC number, mobile number, email, and password. -
Verify Your Account
Enter the OTP code sent to your mobile number to verify your account. -
Login to Your Account
Use your CNIC and password to log in to the portal. -
Fill the Application Form
Enter your personal details, address, income information, and loan purpose. -
Select Scheme Category
Choose the relevant category such as business, agriculture, housing, or livestock. -
Upload Required Documents
Upload your CNIC copy, photograph, and supporting documents if required. -
Submit the Application
Review your details and click the Submit button. -
Track Your Application
Use your application ID to check status online. -
Wait for Approval
After verification, approved applicants will receive the 15 Lakh loan amount in their bank account.
Required Documents List for CM Punjab Maryam Nawaz 15 Lack Loan Scheme 2026
- Valid CNIC (copy)
- Passport-size photograph
- Mobile number registered on CNIC
- Proof of residence
- Income proof (salary slip / bank statement)
- Business plan (for business loan)
- Land or property documents (if required)
- Bank account details